If UPI Is Free, Who Pays for It? | PhonePe, Razorpay & NPCI | WTF is Payments?
Nikhil Kamath · 240:05 · Watch on YouTube
This 4-hour roundtable with NPCI, PhonePe and Razorpay leaders explains how India built UPI into ~780M transactions/day realtime system and why zero-MDR, trust deficits, and regulation now shape money, credit and AI-a...